Business Enhanced Visa Credit Card

Earn cash back on purchases[1] with no annual fee. Plus, you can earn even more when you register for the Business Rewards Multiplier program. Use our Business Rewards Multiplier calculator to see how much you could earn.

Ready to get started?

Apply for a Business Enhanced credit card

Earn 1% on purchases with no annual fee. Earn up to 2% with Business Rewards Multiplier[2].

Business Enhanced card at a glance

  • 1%
    on all purchases[1]
  • 0%
    intro apr on purchases[3]
  • $0
    No Annual Fee

Online Account Management

Add or remove employee cards, change limits, track transactions and make payments.

Alerts to Verify Card Activity

If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.

Visa Zero Liability Policy[4]

You're not responsible for unauthorized transactions made with your Visa credit card, online or offline.

Regions Offers

Activate offers and earn cash back on eligible business credit card purchases.

Card details

    • 0% intro APR for 6 months on purchases that post in the same period. After that, a variable APR between 17.24% - 27.24% based on your creditworthiness and other factors determined at the time of account opening. Varies with the market based on Prime Rate.
    • 17.24% – 27.24% APR for balance transfers based on the business' creditworthiness and other factors determined at the time of account opening. Varies with the market based on Prime Rate.
    • 28.99% APR for cash advances. Varies with the market based on Prime Rate.
    • No annual fee.
    • $10 balance transfer fee or 4% of the amount of the balance transferred, whichever is greater.
    • $10 cash advance fee or 4% of the amount of the cash advance, whichever is greater.
    • Late payment fee of up to $49.
    • Foreign transaction fee of 3% of the transaction amount in U.S. dollars.
    • View Visa Business Credit Card pricing details.
    • Earn 1% in purchases[1], and earn up to 2% when you register for Business Rewards Multiplier and maintain certain balances in your Regions business checking and other business deposit accounts.
    • Cash back is earned in the form of Relationship Rewards points. This means that each purchase[1] will earn at least 1 Relationship Rewards point per $1 spent. Relationship Rewards can be redeemed for a statement credit, travel, gift cards and more.
    • Alerts to verify card activity. If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.
    • Tap to Pay is a contactless payment option that combines the best of chip card technology and security with the convenience of wireless technology.
    • Online account management
    • 24-hour customer service
    • View and activate Regions Offers℠ in Online[5] and Mobile[6] Banking to earn cash back at select retailers.
    • Visa Zero Liability Policy[4]
    • Visa Purchase Security
    • Visa Travel & Emergency Assistance
    • Auto Rental Collision Damage Waiver
    • Save up to 15% on business purchases with designated merchants through the Visa SavingsEdge program.
    • See complete list in Visa's Guide to Benefits.[7]

Compare cards

See a side-by-side list of business credit cards and features.

Maximize your rewards

Earn even more cash back on credit card purchases when your business also has a Regions business checking account and you register in the Business Rewards Multiplier Program. Use our Business Rewards Multiplier calculator to see how much you could earn.

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