Business Savings, Money Market and CD accounts

Grow your extra cash with a Regions business savings account, CD or money market account. Build liquidity, strengthen your safety net and create more flexibility to achieve your business goals.

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Find the best savings account for your business goals

PREDICTABLE RETURN
Business CD^[1]

Earn a competitive rate and predictable return
Relationship rates for customers who have a Regions checking account and meet other requirements^[2]

Check rates

$2,500 minimum opening deposit for CDs^[1]^,^[2] with terms of 7-89 days

$500 minimum opening deposit for CDs with terms 90 days and longer

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basic savings account
Business Savings

This account earns a variable interest rate and can be linked to a Regions business checking account for overdraft protection.^[3]

Check rates

$0 monthly fee with $500 minimum daily balance^[4]

More about waiving the monthly fee

$5 monthly fee
$100 minimum opening deposit

Learn more

COMPETITIVE RATE
Business Premium Money Market

Earn a competitive rate on your savings and enjoy check-writing privileges.^[5]

Check rates

$0 monthly fee with a $5,000 minimum daily balance^[6]

More about waiving the monthly fee

$12 monthly fee
$1,000 minimum opening deposit

Learn more

Why choose a Regions business savings account?

Competitive rates

Access to online business banking resources^[7]

FDIC-insured up to the maximum permitted by law

Open a Regions business checking account

Find the right Regions business checking account to pair with your business savings account today.

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Simplify everyday tasks with Online Banking Business Services

Manage cash flow, conduct transactions and more with Regions Online Banking Business Services.^[7]

Online Banking Business Services details

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Regions CDs are uncertificated time deposit accounts and subject to the terms and conditions of the Regions Deposit Agreement and other related disclosures, terms, and conditions. This page is not an offer or contract and does not amend the Deposit Agreement, the terms of which govern and control. Rates offered for CDs may be changed at any time without notice. Interest on CD accounts with terms longer than 12 months must be paid at least annually. Substantial penalty for early withdrawal. Fees could reduce earnings on Account. See Deposit Agreement for details. Promotional rates may apply to certain accounts, are for a limited time only, and cannot be combined with other bonus rate offers. Offer is subject to change at any time. Not available for brokered deposits, or to public entities, financial institutions, or Commercial Banking customers, as defined by Regions and/or as indicated in Regions’ records.
The Relationship Pricing interest rates and Annual Percentage Yield (APY) are available to depositors who meet the following relationship requirements:
- The time deposit term must be at least 32 days and
- The primary or secondary designated owner on the time deposit must be the primary or secondary designated owner on an open Regions Bank checking account in good standing during the term of the time deposit.
If you do not meet the bank's relationship requirements, your account will earn the lower Standard Pricing interest rates and APYs. Details about Relationship Pricing and Standard Pricing are disclosed in time deposit account documentation and disclosures and are available from the Bank's customer service representatives. Please note that IRA deposits are not eligible for Relationship Pricing.
Overdraft Protection allows you to link your Regions checking account to a Regions savings account, money market account, credit line or credit card account. If one or more transactions would overdraw your checking account, we will automatically transfer money to your checking account from your linked account, as provided in the Regions Deposit Agreement. See your checking account Pricing Schedule for additional details.
$5 monthly fee. Waived with $500 minimum daily balance. The minimum daily balance is the ending posted balance that must be maintained in the account each day of the statement period. The ending balance for any day is the opening balance for the next day.
Fee will be assessed for each withdrawal, transfer or payment (including checks) in excess of six per statement period. Transfers from one Regions account to another Regions account conducted in Regions Online Banking or Mobile Banking and automatic Overdraft Protection Transfers will not apply to this item count. See Pricing Schedule. We will charge you no more than six (6) Excessive Withdrawal/Item fees per statement period.
$12 monthly fee. Waived with $5,000 minimum daily balance. The minimum daily balance is the ending posted balance that must be maintained in the account each day of the statement period. The ending balance for any day is the opening balance for the next day.
Enrollment in Online Banking for business requires an eligible Regions account. To enroll in Online Banking for business, you must either: have a Social Security or Tax Identification Number. There is no fee to access Online Banking, but fees may apply to certain products and services offered through Online Banking.

Business Savings, Money Market and CD accounts

Find the best savings account for your business goals

PREDICTABLE RETURN Business CD[1]

basic savings account Business Savings

COMPETITIVE RATE Business Premium Money Market

Why choose a Regions business savings account?

Competitive rates

Access to online business banking resources[7]

FDIC-insured up to the maximum permitted by law

Open a Regions business checking account

Simplify everyday tasks with Online Banking Business Services

Related Insights

PREDICTABLE RETURN
Business CD^[1]

basic savings account
Business Savings

COMPETITIVE RATE
Business Premium Money Market

Access to online business banking resources^[7]