Small Business Administration loans and lines of credit

Select from a variety of Small Business Administration (SBA) financing options that can help your business expand.

Contact an SBA Banker

What is a Small Business Administration loan?

A Small Business Administration loan allows small businesses an opportunity for funding to start, grow or change their business through multiple programs. These loans are backed by the U.S. Small Business Administration and are provided through a local lender. Regions is a preferred lender for SBA loans.

An SBA loan can help

Preserve capital

Improve cash flow

Create and retain jobs

Allow for expansion, business acquisition and partner buyouts or buy-ins.

Access working capital, purchase of commercial real estate, purchase of equipment and more.

Find the right SBA solution for your business needs

SBA 7(a)

Loans up to $5 million allowing for longer-term financing for a variety of business needs.

7(a) Term loan details

SBA 504

For business owners seeking long-term financing for fixed assets.

504 loan details

SBA Express

Borrow up to $500,000 for specific needs for business including revolving working capital.

Express loan details

CAPLine

A revolving working capital line of credit, supported by a borrowing base.

CAPLine line of credit details

Export Working Capital

A revolving line of credit backed by receivables from foreign buyers and related inventory. Also allows for purchase order financing.

Export Working Capital details

International Trade loan

Loans utilized to develop or increase international trade opportunities for small businesses.

International Trade loan details

Small Business Administration’s Standard Operating Procedures 50 10 7

The Small Business Administration’s Standard Operating Procedures (SOP) is the primary governing document that lenders use as a guide for loan eligibility requirements. Regions is a Preferred Lender Partner for SBA Loans.

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Paycheck Protection Program

Regions PPP Portal is closed to all PPP applications. You can now apply for PPP loan forgiveness at www.directforgiveness.sba.gov.

If you have additional questions, please contact a member of the Regions PPP forgiveness team via email at PPPforgiveness@Regions.com.

Learn more

Let Regions help grow your business

Regions team of dedicated Small Business Administration Bankers could provide the flexibility and funding you need to finance your small-business growth.

Contact an SBA Banker