Compare Credit Cards
| Cash Rewards Visa® Signature | Prestige Visa® Signature | ||
|---|---|---|---|
| Empty cell row | Cash Rewards Visa® Signature | Prestige Visa® Signature | |
Comparing 2 of 3with the following names Cash Rewards Visa® Signature, Prestige Visa® Signature. |  Cash Rewards Visa® Signature Learn MoreApply Now |  Prestige Visa® Signature Learn MoreApply Now | |
For you if... | |||
| Empty cell | For you if...You want to earn a simple 1.5% Cash Rewards on purchases[1] with no annual fee.[4] | For you if...You want to earn up to 3% cash back on everyday purchases[1] with no annual fee.[4] | Empty cell |
Intro offers and APRs | |||
| Intro APR | Intro APR0% intro APR[4] for 12 months, applies to purchases and to any balance transfers made within 60 days of account opening. After that, 18.24% - 28.24% variable APR. | Intro APR0% intro APR[4] for 12 months, applies to purchases and to any balance transfers made within 60 days of account opening. After that, 17.24% - 27.24% variable APR. | Empty cell |
| Intro Offer | Intro OfferEarn $200 bonus Cash Rewards when you spend $1,000 in the first 90 days, or earn $100 bonus Cash Rewards when you spend $500 in the first 90 days.[3] | Intro OfferEarn a $200 bonus when you spend $1,000 in the first 90 days after account opening. If you spend at least $500 but not quite $1,000, you will earn a $100 bonus.[3] | Empty cell |
Interest rates and fees | |||
| Standard APR on purchases and balance transfers | Standard APR on purchases and balance transfers18.24% - 28.24% variable APR | Standard APR on purchases and balance transfers17.24% - 27.24% variable APR | Empty cell |
| APR on cash advances | APR on cash advances29.24% variable APR[4] | APR on cash advances29.24% variable APR[4] | Empty cell |
| Annual fee | Annual fee$0 | Annual fee$0 | Empty cell |
| Balance transfer fee | Balance transfer fee$10 or 4% of the amount of the balance transferred, whichever is greater. | Balance transfer fee$10 or 4% of the amount of the balance transferred, whichever is greater. | Empty cell |
| Cash advance fee | Cash advance fee$10 or 4% of the amount of the cash advance, whichever is greater. | Cash advance fee$10 or 4% of the amount of the cash advance, whichever is greater. | Empty cell |
| Late payment fee | Late payment feeUp to $39 | Late payment feeUp to $39 | Empty cell |
| Foreign transaction fee | Foreign transaction fee$0 | Foreign transaction fee$0 | Empty cell |
Rewards | |||
| Intro Offer | Intro OfferEarn $200 bonus Cash Rewards when you spend $1,000 in the first 90 days.[3] | Intro OfferEarn a $200 bonus when you spend $1,000 in the first 90 days after account opening. | Empty cell |
| Rewards Program | Rewards ProgramEarn an unlimited 1.5% Cash Rewards on purchases[1]. Cash Rewards can be redeemed for a statement credit, direct deposit, or check.[5] | Rewards ProgramNew Prestige cardholders earn 3% cash back on dining & entertainment purchases, 2% on gas & grocery purchases, and 1% on all other purchases[1]. Cash back is stored as Relationship Rewards points. Relationship Rewards have the most value when redeemed for travel, and can also be used for cash, merchandise, or gift cards.[5] | Empty cell |
| Rewards Multiplier | Rewards MultiplierNone | Rewards MultiplierEarn up to 1% extra cash back when you register for Rewards Multiplier[11] and maintain certain balances in your Regions personal checking and other deposit accounts. | Empty cell |
Security and features | |||
| Empty cell | Security and Features Regions LockIt® gives you the power to customize how, when and where your credit card can be used for certain types of transactions. May receive Term It offers on qualifying purchases after intro APRs terminate. View and activate Regions Offers℠ in Online [6] and Mobile [7] Banking to earn cash back at select retailers. Alerts to verify card activity. If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction. Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon
| Security and Features Regions LockIt® gives you the power to customize how, when and where your credit card can be used for certain types of transactions. May receive Term It offers on qualifying purchases after intro APRs terminate. View and activate Regions Offers℠ in Online [6] and Mobile [7] Banking to earn cash back at select retailers. Alerts to verify card activity. If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction. Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon Tap to Pay is a contactless payment option that combines the best of chip card technology and security with the convenience of wireless technology. Make purchases using Mobile Pay. With one touch of your device, pay with your credit card through Apple Pay®, Google Pay™ or Samsung Pay.[9] Option to use your card for overdraft protection on a Regions checking account. Customize your card with Regions YourPix Studio for only $10. | Empty cell |
Visa benefits | |||
| Empty cell | Visa Benefits Visa Zero Liability Policy[10] | Visa BenefitsVisa Zero Liability Policy[10] Travel & Emergency Assistance, including Emergency Card Replacement/Cash Disbursement Auto Rental Collision Damage Waiver Extended Warranty Protection Purchase Security Optional Year-End Summary Statement Visa Signature Concierge Service Travel Accident Insurance Roadside Dispatch Lost Luggage Reimbursement See complete list in Visa's Guide to Benefits. | Empty cell |
Cash Rewards Visa® Signature You want to earn a simple 1.5% Cash Rewards on purchases with no annual fee. Learn MoreApply Now | Prestige Visa® Signature You want to earn up to 3% cash back on everyday purchases with no annual fee. Learn MoreApply Now | ||
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