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	LifeGreen® Checking Account	LifeGreen eAccess Account®
Empty cell row	LifeGreen® Checking Account	LifeGreen eAccess Account®
Comparing 2 of 3 with the following names LifeGreen® Checking Account, LifeGreen eAccess Account®.	LifeGreen® Checking Account Learn More Open Now	LifeGreen eAccess Account® Learn More Open Now
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For you if...
For you if...	For you if...You have direct deposit and want unlimited check writing.	For you if...You do most of your banking online and prefer using a card instead of writing checks to make purchases.	Empty cell
Fees and pricing
Monthly fee	Monthly fee ^$8 with online statements^[3] ^$11 with paper statements (without check images)	Monthly fee ^$8 monthly fee	Empty cell
Account eligibility	Account eligibilityN/A	Account eligibilityN/A	Empty cell
How to avoid the monthly fee	How to avoid the monthly fee ^$1,500 average monthly balance^[1] in your LifeGreen Checking account OR ACH direct deposit, such as a recurring payroll or government benefit deposit, to your LifeGreen Checking account (at least one of ^$500 or more or a combined deposit of ^$1,000)^[2]	How to avoid the monthly feeAny combination of at least 10 Regions debit card and/or credit card purchases ^[11]	Empty cell
Minimum opening deposit	Minimum opening deposit^$50	Minimum opening deposit^$50	Empty cell
Check Pricing	Check PricingPrice varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667.^[4]	Check PricingPrice varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667.^[4]	Empty cell
Check Writing Fee	Check Writing FeeN/A	Check Writing FeeN/A	Empty cell
Statement Options	Statement OptionsOnline statements and paper statements as well as with other options are available. Fees may apply. Please refer to Pricing Schedule for more details about the account and other fees.	Statement OptionsOnline statements are free. Paper statements are $3 per month. Other options are available and fees may apply. Please refer to Pricing Schedule for more details about the account and other fees.	Empty cell
Annual Percentage Yields (APY)	Annual Percentage Yields (APY)N/A	Annual Percentage Yields (APY)N/A	Empty cell
Overdraft coverage and protection
Standard Overdraft Coverage	Standard Overdraft CoverageAvailable. Learn more.	Standard Overdraft CoverageAvailable. Learn more.	Empty cell
Overdraft Protection Transfer Fee	Overdraft Protection Transfer Fee$0	Overdraft Protection Transfer Fee$0	Empty cell
Paid Overdraft Item Fee	Paid Overdraft Item Fee$36^[8]	Paid Overdraft Item Fee$36^[8]	Empty cell
Regions Overdraft Grace	Regions Overdraft GraceExtra time to avoid overdraft fees. Learn more.	Regions Overdraft GraceExtra time to avoid overdraft fees. Learn more.	Empty cell
Benefits and features
Relationship Benefits	Relationship BenefitsThe option to open a Regions LifeGreen® Savings Account with no monthly fee and an opportunity to earn an annual savings bonus^[5] 30% discount on one Safe Deposit Box with an additional 10% discount for auto debit^[6] Relationship rates on most CDs for customers who meet the Relationship requirements^[7] Discount on installment loan with payments auto debited from a Regions account Opportunity to earn rewards through the Regions Cashback Rewards® program with your Regions Visa debit card and Online Banking	Relationship BenefitsThe option to open a Regions LifeGreen® Savings Account with no monthly fee and an opportunity to earn an annual savings bonus^[5] 30% discount on one Safe Deposit Box with an additional 10% discount for auto debit^[6] Relationship rates on most CDs for customers who meet the Relationship requirements^[7] Discount on qualifying installment loans with payments auto debited from a Regions account Opportunity to earn rewards through the Regions Cashback Rewards® program with your Regions Visa debit card and Online Banking	Empty cell
Features	Features Regions Visa® debit card Free access to Online Banking^[9] Free standard delivery Bill Pay Mobile Banking Unlimited check writing Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward.^[10]	Features Regions Visa® debit card Free access to Online Banking^[9] Free standard delivery Bill Pay Mobile Banking Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward.^[10]	Empty cell
Empty cell	LifeGreen® Checking Account You have direct deposit and want unlimited check writing. Learn More Open Now	LifeGreen eAccess Account® You do most of your banking online and prefer using a card instead of writing checks to make purchases. Learn More Open Now

For the average monthly balance, we divide the sum of the ending posted balance for each day in the statement period by the number of days in the statement period. Please note that your account statement only shows ending posted balances and an average balance reflected by those ending posted balances. The ending balance for any day is the opening balance for the next day.
For the monthly fee waiver, we count all ACH direct deposits that post to your account during the account statement period, excluding the last day of the period. ACH direct deposits that post on the last day of the statement period are counted in the following statement period.
To qualify for the Monthly Fee with Online Statements, you must be a Regions Online Banking customer who receives only Online Statements for this account. To enroll in Online Banking, visit the Regions Online Banking page at regions.com and complete the enrollment process. You must have a valid Social Security Number or Tax Identification Number in order to enroll in Regions Online Banking. Once enrolled, log in and select the Online Statements link in the top navigation under Accounts in order to activate Online Statements. Monthly Fee with Online Statements will become effective beginning with the end date of the statement period in which Online Statements are activated. If you cancel Online Statements, your account will be subject to the paper statement fee beginning with the end date of the statement period in which Online Statements are cancelled.
Standard bulk delivery is included in the price. Other shipping options are available at an additional charge.
To qualify for a LifeGreen Savings Account, you must have a Regions checking account. The minimum opening deposit amount for a Regions checking account is $50. The minimum opening deposit amount for opening a LifeGreen Savings Account is $50 (or $5 in branch if you set up a monthly automatic savings transfer from a Regions checking account). An automatic transfer of funds of at least $10 from your Regions checking account to your LifeGreen Savings account in at least 10 of any of the 12 calendar months that precede the month of your account opening anniversary (your “Account Anniversary Month”) is required to earn a 1% annual savings bonus. The annual savings bonus is based on the average monthly balance for the 12 calendar months that precede your Account Anniversary Month. The annual savings bonus will be paid to your LifeGreen Savings account by the second business day of the month following your Account Anniversary Month. To receive the annual savings bonus, your LifeGreen Savings account must be open on the date the annual savings bonus is paid. Maximum annual savings bonus of $100. You are responsible for any tax due on any amount received under this offer. Fees could reduce earnings on the account. The Annual Percentage Yield (APY) for the LifeGreen Savings account and the LifeGreen Preferred Checking (other Regions checking accounts do not pay interest) account is based upon balance and may change at any time. Check the current interest rates and APYs for LifeGreen Savings and LifeGreen Preferred Checking. Regions Bank reserves the right to change the terms of or terminate this bonus program and prorate the amount of any bonus payment at any time in its sole and absolute discretion.
Safe deposit boxes subject to availability, and discount applies to one box per account. Receive an additional 10% discount when your safe deposit box payment is auto debited from your Regions checking or savings account.
Please refer to the Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts Pricing Schedule for more details.
Regions offers a one-time refund of Paid Overdraft Item fees. Refund is limited to the Paid Overdraft Item fees charged to your account with respect to one day’s processing. Contact your local branch or call 1-800-REGIONS (734-4667) for your fee refund. Paid Overdraft Item fees apply to items presented against insufficient available funds in your account, including a check, in-person withdrawal, ATM withdrawal, debit card transaction, or withdrawal by any other manual or electronic means whatsoever. Only customers who have opted in to Standard Overdraft Coverage will be charged Paid Overdraft fees for ATM and everyday debit card transactions. We will charge you no more than three (3) Paid Overdraft Item fees per day. When the available balance in your personal account is overdrawn by $5 or less after end-of-day-processing, we will not charge you a Paid Overdraft Item Fee for items that post that day. Standard Overdraft Coverage elections can be made at most Regions ATMs, at your local Regions branch, by calling us at 1-800-947-BANK (2265), or through Regions Online Banking.
Enrollment in Online Banking requires eligible Regions accounts. To enroll in Online Banking, you must have either a Social Security or Tax Identification Number or use alternative enrollment procedures available by visiting a branch. Mobile Banking, Regions Mobile Banking app, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. There is no fee to access Online Banking or Mobile Banking, but fees may apply to certain products and services offered through Online Banking and Mobile Banking. Mobile Deposit may be subject to fees. Your mobile carrier’s messaging and data fees may apply. You must be at least 18 years of age to use Regions Bill Pay or Zelle.® U.S. checking or savings account required to use Zelle.®
ATM fees charged by owners/operators of non-Regions ATMs may apply. If you provide a nonmilitary ID when opening or using your Regions account, our systems may not recognize that you qualify for the fee waiver on two transactions at non-Regions ATMs per statement period. If your account is charged a fee for a transaction at a non-Regions ATM, please visit a branch to provide your Military ID or, if there are no branches where you are deployed, call 1-855-REG-4MIL (734-4645).
Posted to your eAccess Account during the statement period for debit card activity and posted in the most recent billing cycle for your credit card account for credit card activity.
For the average monthly balance, we divide the sum of the opening posted balances for each day in the statement period by the number of days in the statement period. Please note that your account statement only shows ending posted balances and an average balance reflected by those ending posted balances. The average balance shown on the account statement is not used for purposes of the monthly fee waiver. The ending balance for any day is the opening balance for the next day.
To qualify for combined balances in relation to the monthly fee waiver, the primary (person listed first on the account) or secondary (person listed second on the account) owner of the checking account must be the primary or secondary owner of the related deposit accounts. The primary or secondary owner of the checking account must be the primary owner of related credit accounts. See pricing schedule for other requirements. Balances determined at the beginning of the last day of your checking account statement period.
Good standing means you are not past due or in default under your credit agreement. Any loan, line of credit, or credit card account sold or transferred by Regions to a third party will not be eligible to satisfy the fee waiver requirement.
Qualifying first-lien home mortgage loans must be serviced by Regions, must not be past due or in default and do not include home equity loans or home equity lines of credit, or construction, manufactured housing and business loans.
ATM fees charged by owners/operators of non-Regions ATMs may apply.
The monthly account fee is charged in advance on the first business day of each statement period, is deemed earned in full at the time it is charged and is not subject to refund or proration in the event your account is closed. If your first statement period is a partial statement period, your first monthly fee may not be charged until your second statement period.
Regions does NOT provide Standard Overdraft Coverage on the Now Checking account. This means that we will return items unpaid when they are presented against an insufficient available account balance, and we will decline to authorize debit card and other withdrawal transactions when there is an insufficient available account balance to cover the transactions. See Regions Now Checking Disclosure of Terms and Pricing Schedule for more info.
Please refer to the Regions Now Checking Disclosure of Account Terms and Pricing Schedule for more details.
If you have a LifeGreen Checking for Students account and do not meet the age requirement, your account will be converted to the LifeGreen eAccess Account and must meet the normal criteria in order to avoid the Monthly Fee. One account holder must be of the age of majority.
LockIt® controls will not block all transactions on your card. They will not block transactions processed when standard authorization systems are not used. They will not block merchant-identified recurring transactions, credits to your account, ATM deposits, ATM Now Card loads, ATM payments (including transfers from your deposit accounts to your credit accounts), ATM check cashing, ATM inquiries or ATM account mini statements. If your credit card provides overdraft protection to your checking account, they will not block overdraft protection advances.
Only compatible with select cards, carriers and Samsung devices. Samsung Pay and Samsung Galaxy are trademarks or registered trademarks of Samsung Electronics Co., Ltd.
Availability of funds governed by Regions Deposit Agreement.
Check cashing services may not be available for some checks.
If you have a 62+ LifeGreen Checking account and do not meet the age requirement, your account will be converted to the standard LifeGreen Checking account and must meet the normal criteria to avoid the monthly fee.

Compare Checking Accounts

Comparing 2 of 3

For you if...

Fees and pricing

Overdraft coverage and protection

Benefits and features