What you get with Preferred Checking
Interest-earning checking and Preferred Banking program[2] membership
No Regions ATM fee[4] on two ATM transactions at non-Regions ATMs per statement period
No monthly fee on a Premium Money Market account as long as your LifeGreen Preferred Checking® account remains open
Want to avoid the monthly fee?
Avoid the monthly checking account fee by doing one of the following:
Maintain a $5,000 average monthly statement balance[3] in your LifeGreen Preferred Checking® account.
OR
Have $25,000 in combined minimum deposit balances from all your Regions checking, savings, money markets, CDs and IRAs.[5]
OR
Have $25,000 in combined minimum outstanding loan balances from your Regions personal installment loans, lines of credit[6], equity lines of credit, equity loans, direct loans and credit cards in good standing.[5] [7]
OR
Have certain qualifying first-lien home mortgage loans in good standing.[8]
Checking account details
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Monthly fee
- $18
- No monthly fee if you do one of the following:
- Maintain a $5,000 average monthly statement balance[3] in your LifeGreen Preferred Checking® account
- Have $25,000 in combined minimum deposit balances from all your Regions checking, savings, money markets, CDs and IRAs[5]
- Have $25,000 in combined minimum outstanding loan balances from your Regions personal installment loans, lines of credit[6], equity lines of credit, equity loans, direct loans and credit cards in good standing.[5] [7]
- Have certain qualifying first-lien home mortgage loans in any amount in good standing[8]
OR
OR
OR
Minimum opening deposit
- $50
Check pricing
- Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667.[9]
Annual Percentage Yields (APY)
Statement options
- Online and paper statements are available with no fee. Additional statement options are available, fees may apply.
Overdraft fees
- Paid overdraft item fee: $36[10]
- Overdraft protection transfer fee: $0
Please refer to Pricing Schedule for more details about the account and other fees.
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- You have the option to link your checking account to an eligible Regions funding account for Overdraft Protection. With Overdraft Protection, there is no fee for transferring funds from a linked account to your checking account to cover an overdraft.
- Standard Overdraft Coverage is a service we provide that may cover transactions if you overdraw the available funds in your account.
- If you opt in to Standard Overdraft Coverage for ATM and everyday debit card transactions, we may authorize and pay your ATM and nonrecurring debit card transactions into overdraft. Our paid overdraft item fee is $36 and is subject to change.
- If we make Standard Overdraft Coverage available to you, we may pay your check, ACH and recurring debit card transactions even if you don’t have sufficient available balance in your account, which may result in an overdraft fee.
- Regions Overdraft Grace gives you extra time to make a deposit or transfer funds to your account to help you avoid overdraft fees.
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With this interest-bearing account, you get:
- The option to open a Premium Money Market with no monthly fee as long as your LifeGreen Preferred Checking account remains open
- 50% discount on one Safe Deposit Box with an additional 10% discount for auto debit[11]
- Relationship rates for customers who have a Regions checking account and meet other requirements[12]
- Discount on installment loans with payments auto debited from a Regions account
- Earn cash back when you activate Regions Offers® from popular retailers in Regions Online and Mobile Banking
- Preferred Banking membership.[2] Visit Regions Preferred Banking to see eligibility requirements and additional benefits
Other features include:
- Interest earned on account balance
- Regions Visa® debit card[13]
- Free access to Online Banking [14]
- Free standard delivery Bill Pay through Online Banking[14]
- Free access to Mobile Banking [14]
- Unlimited check writing
- No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period[4]
- No fee for cashier’s checks
- No fee for money orders
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Here is a checklist of items you will likely need to open an account:
- $50 minimum opening deposit
- Social security number or tax identification number
- Birth date
- Personal identification such as driver’s license, passport, state or government-issued ID, etc.
- Secondary form of ID (such as a social security card, birth certificate, Insurance card, etc.)
- Open online now or connect with a Regions associate at a nearby branch or by calling 1-800-734-4667.
Manage your money with these smart solutions
Deposit checks with your mobile device
Send, request and receive money using Zelle®
Track finances on the go with My GreenInsights®
Take advantage of the perks of Preferred Banking membership
The Preferred Banking program[2] offers access to support seven days a week at 1-800-761-BANK (2265), higher deposit limits for mobile deposit, and a dedicated banker who can provide personalized guidance to meet your financial needs.
Grow your savings with a Premium Money Market Account
One of the benefits of LifeGreen Preferred Checking is access to our Premium Money Market Account with no monthly fee as long as your LifeGreen Preferred Checking account remains open. Earn a competitive rate of interest and enjoy access to your funds.
Enjoy the ease of a Visa debit card
With LifeGreen Preferred Checking, you have access to a Visa® [13] debit card so you can safely make purchases, withdraw funds and manage your money. Plus, you can:
- Pay your way with Tap to Pay, Click to Pay and mobile payment options such as Google Pay[17] and Apple Pay[18]
- Customize how and when your card is used with LockIt® [19] card controls
- Earn cash back with Regions Offers®
- Grow your savings with Spend & Save