Fixed-Rate IRA[1]
This fixed-rate IRA is FDIC insured and earns interest at a fixed rate for the term of the time deposit.[2]
Make an appointment Check rates
Features of the Fixed-Rate IRA
$0 monthly maintenance fees
Flexible terms ranging from 6 to 60 months
Get started with $250[3]
Earn interest at a fixed rate
Fixed-Rate IRA details
-
Rates
- Rates are fixed for the designated term. Visit a branch for further details.
Annual Percentage Yield (APY)
Terms
- 6 to 60-month terms
-
Minimum balance
- $250 minimum opening deposit required
-
Additional deposits
- Additional deposits are not allowed during the term.
- Additional deposits can only be made during the grace period at maturity
-
The rules for withdrawing from an IRA vary depending on age and the type of IRA. Visit the IRS website for more information on IRA withdrawals.
-
- No monthly maintenance fees
- Fees for early withdrawal may apply[4]
Explore other retirement savings account options
Choose the best account for your retirement goals.