Regions Help & Support

• With a new Regions Prestige credit card account, you earn 3% cash back on dining and entertainment purchases, 2% cash back on gas and grocery purchases and 1% cash back on all other purchases. Cash back is earned in the form of Relationship Rewards points. Each purchase will earn at least 1 Relationship Rewards point per $1 spent, so 3% on a $100 purchase would earn 3 Relationship Rewards points.
• With a Regions Business Enhanced credit card account, your business earns 1 point for each $1 in purchases on its account.

Relationship Rewards can be redeemed for a direct deposit into a Regions account, a statement credit, travel, gift cards and more.

Rewards are not earned for any purchases of items that can be traded right away for cash (such as wire transfers, money orders, traveler’s checks, lottery tickets or casino chips), or any other cash advances, balance transfers, fees, interest charges, or unauthorized or fraudulent purchases.

Additional cash back on entertainment, dining, gas and grocery store purchases are awarded based on the merchant category code (MCC) assigned to the merchant where you made the purchase. Regions does not control which MCC a merchant is assigned; it is based on the primary good or service the merchant sells. If a merchant’s MCC does not match the MCC for one of these categories, 1% cash back will be awarded for the purchase.

Want to earn bonus points? Learn about our Regions Rewards Multiplier and Business Rewards Multiplier programs.

Need more information? Read more about our Relationship Rewards program and eligible credit cards.