Move forward with an Explore secured card
Take a step toward a solid financial future by applying for the Explore Visa®
Credit Card. The funds you deposit in an Explore Card Savings Account will secure your credit card obligations while earning interest at the same time.[1] Responsible use of the Explore Credit Card can help you build a positive credit history and possibly qualify you for a refund of your security deposit.[2]
Explore card at a glance
Credit Card Control
Regions LockIt® gives you the power to customize how, when and where your credit card can be used.
Alerts to Verify Card Activity
If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.
Visa Zero Liability Policy[4]
You're not responsible for unauthorized transactions made with your Visa credit card, online or offline.
Card details
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- 27.74% variable annual percentage rate (APR) for purchases and balance transfers.
- 29.74% variable APR for cash advances.
- $29 annual fee.
- $10 balance transfer fee or 4% of the amount of the balance transferred, whichever is greater.
- $10 cash advance fee or 4% of the amount of the cash advance, whichever is greater.
- Late payment fee of up to $39.
- No foreign transaction fee.
- View Explore Visa Credit Card pricing details.
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- Refundable Security Deposit. We may periodically evaluate your Credit Card Account to determine whether you qualify to have the funds in the Savings Account returned to you.[2]
- Regions LockIt® gives you the power to customize how, when and where your credit card can be used for certain types of transactions.
- View and activate Regions Offers℠ in Online[5] and Mobile[6] Banking to earn cash back at select retailers.
- Alerts to verify card activity. If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.
- Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon Visa Click to Pay icon .[7]
- Tap to Pay is a contactless payment option that combines the best of chip card technology and security with the convenience of wireless technology.
- Make purchases using Mobile Pay. With one touch of your device, pay with your credit card through Apple Pay®, Google Pay™, Samsung Pay or LG Pay.[8]
- Option to use your card for overdraft protection on a Regions checking account.
- Customize your card with Regions YourPix Studio for only $10.
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- Visa Zero Liability Policy[4]
- Travel & Emergency Assistance
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Purchase Security
- See complete list in Visa's Guide to Benefits.
Find and apply for a credit card online
Still shopping? Compare cards to find the right one for you.
Ready to start? Apply online now for the Explore Visa Credit Card.
Simplify online shopping with Click to Pay
Register your Regions Explore Credit Card and then click to pay where you see this icon .[7]