Introductory offer
0% introductory APR for 15 months
Take advantage of our 0% introductory Annual Percentage Rate for 15 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening.[1]
Life credit card at a glance
Credit Card Control
Regions LockIt® gives you the power to customize how, when and where your credit card can be used.
Alerts to Verify Card Activity
If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.
Visa Zero Liability Policy[2]
You're not responsible for unauthorized transactions made with your Visa credit card, online or offline.
Card Details
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- 0% intro APR for 15 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening. After that, a variable APR between 16.49% - 26.49% based on your creditworthiness.
- 29.49% variable APR for cash advances.
- No annual fee.
- $10 balance transfer fee or 4% of the amount of the balance transferred, whichever is greater.
- $10 cash advance fee or 4% of the amount of the cash advance, whichever is greater.
- Late payment fee of up to $39.
- No foreign transaction fee.
- View Life Visa Credit Card pricing details.
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- Regions LockIt® gives you the power to customize how, when and where your credit card can be used for certain types of transactions.
- May receive Term It® offers on qualifying purchases after intro APRs terminate.
- View and activate Regions Offers℠ in Online[3] and Mobile[4] Banking to earn cash back at select retailers.
- Alerts to verify card activity. If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.
- Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon Visa Click to Pay icon
.[5] - Tap to Pay is a contactless payment option that combines the best of chip card technology and security with the convenience of wireless technology.
- Make purchases using Mobile Pay. With one touch of your device, pay with your credit card through Apple Pay®, Google Pay™, Samsung Pay or LG Pay.[6]
- Option to use your card for overdraft protection on a Regions checking account.
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- Visa Zero Liability Policy[2]
- Travel & Emergency Assistance
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Purchase Security
- See complete list in Visa's Guide to Benefits.
Find and apply for a credit card online
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Ready to start? Apply online now for the Life Visa Credit Card.
Pay with predictability with Term It
With Regions Term ItSM, we may offer you the option to create a plan to pay off a recent credit card purchase over a fixed number of months with a fixed monthly payment.