Advantage Business Checking

For small business owners who have a moderate monthly transaction volume and who use, or want to use, multiple Regions business accounts and services.

  • $0
    monthly fee options

    $0 when you maintain an average monthly balance of $10,000[1] in the Business Advantage Checking account or a total of $30,000 in combined related non-personal account balances[2]

    More ways to waive the $25 monthly fee

    Review the Quick Guide to Advantage Business Checking for more details

  • $20,000
    cash processed per month for $0

    $20,000 in cash processed at no charge each calendar month; then $0.25 per $100 for additional cash deposits[3]

  • 500
    transaction items per statement period for $0

    No charge for the first 500 transaction items each statement period; then $0.50 for each additional transaction item[4]

 

Want to avoid the monthly fee?

Avoid the $25 monthly checking account fee by doing one of the following:

  • Maintain an average monthly statement balance of $10,000

OR

  • Have combined balances of $30,000 in related[5] non-personal accounts[2]

OR

  • Make at least $2,500 in any combination of Regions Visa® Business Debit Card and/or Business Credit Card purchases[6]

OR

  • Have at least one Regions Merchant Services transaction credited to this account[7]

OR

  • Make at least one deposit to this account using Regions Quick Deposit[8]

More features of Advantage Business Checking

Choice of Regions iTreasury® Small Business with a cash management package


OR


Regions Online Banking for Business[9] with Bill Pay

Relationship CD Rates for customers who have a Regions checking account and meet other requirements[10]

Option to link your business checking account to an eligible Regions funding account for Overdraft Protection

More account details

  • Monthly fee

    • $25 with paper statements or online statements (no check images)
    • No monthly fee when you do one of the following:

      Maintain an average monthly statement balance of $10,000
      OR
      Have combined balances of $30,000 in related[5] non-personal accounts[2]
      OR
      Make at least $2,500 in any combination of Regions Visa® Business Debit Card and/or Business Credit Card purchases[6]
      OR
      Have at least one Regions Merchant Services transaction credited to this account[7]
      OR
      Make at least one deposit to this account using Regions Quick Deposit[8]

    Minimum opening deposit
    $100

    Cash deposit fee
    $20,000 processed at no charge each calendar month; then $0.25 per $100 for additional cash deposits[3]

    Items deposited
    No charge for the first 500 transaction items[4] each statement period; then $0.50 for each additional item

    Checks
    Custom three-to-a-page business checks and custom value packs available[11]

    Monthly statements
    No charge for online statements or paper statements with no check images. Paper statements with check images are available for an additional fee.[12]

    Other fees
    Early Account Closing, Stop Payment, and Paid Overdraft Item.[13] See Pricing Schedule for additional fees that may apply.

  • Option to link your business checking account to an eligible Regions funding account for Overdraft Protection.

  • Regions requires certain documentation to identify business entities, open business accounts, and identify signers on a business account:

    • Any individual opening a business checking account should be able to provide:
      • A valid type of identification for themselves[14] (with the exception of public funds accounts)
      • A valid type of identification for the business entity
      • Additional documentation to identify the signers on the account(s)
      • Name, date of birth, address, and a Social Security Number or tax identification number and secondary identification for the person opening the account (except for public funds accounts)
    • Any signer being added to the business account should be able to provide:
      • Valid identification for themselves[14]
      • Name, date of birth, address, and a Social Security Number or tax identification number and secondary identification (except for public funds accounts)

    Learn more about what’s required to open an account

Enroll in Online Banking Business Services

Simplify your finances and keep your business one step ahead with Online Banking Business Services.[9] With one login, you can check account balances, pay bills, transfer funds, and more. Plus, you can customize your small business cash management tool kit.

Find the best business credit card to help manage your cash flow

Find a business credit card to make needed purchases, track expenses, manage cash flow and help you reach your business goals.