62+ LifeGreen® Checking

If you are 62^[1] or better, you’ve earned extra perks. This senior checking account gives you great features like unlimited check writing, plus an option to open a LifeGreen® Savings account with no monthly fee and an opportunity to earn an annual savings bonus.

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What you get with 62+ LifeGreen® Checking

Monthly fee options:

$0 with a monthly direct deposit of at least $300^[2]

More ways to waive the fee

$8 with online statements^[3]

$11 with paper statements

Read our Regions Quick Guide® for more account and fee details.

Overdraft Protection option with no transfer fees

Option to open a LifeGreen® Savings account and an opportunity to earn an annual savings bonus

Option to get up-to-date account information directly to you via convenient push, SMS/text message and email notifications^[4]

Want to avoid the monthly fee?

Avoid the monthly checking account fee by doing one of the following:

Maintain an average monthly balance of $1,500^[5] in your 62+ LifeGreen Checking account

OR

Set up direct deposit
ACH direct deposit, such as a recurring payroll or government benefit deposit, to your 62+ LifeGreen Checking account (at least one of $300 or more or a combined amount of $1,000^[2])

Checking account details

Monthly fee
- $8 with online statements^[3]
- $11 with paper statements (without check images)
- No monthly fee if you do one of the following:
  - $1,500 minimum average monthly balance^[5] in your 62+ LifeGreen checking account
  - ACH direct deposit, such as recurring payroll or government benefit deposits, to your 62+ LifeGreen Checking account of at least $300 or more or a combined amount of $1,000^[2]
Account eligibility
- Customers age 62 or older
Minimum opening deposit
- $50
Check pricing
- Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667.^[6]
Statement options
- Online or paper options are available as well as additional options. Fees may apply.
Overdraft fees
- Paid overdraft item fee: $36^[7]
- Overdraft protection transfer fee: $0
- You have the option to link your checking account to an eligible Regions funding account for Overdraft Protection. With Overdraft Protection, there is no fee for transferring funds from a linked account to your checking account to cover an overdraft.
- Standard Overdraft Coverage is a service we provide that may cover transactions if you overdraw the available funds in your account.
- If we make Standard Overdraft Coverage available to you, we may pay your check, ACH and recurring debit card transactions even if you don’t have sufficient available balance in your account, which may result in an overdraft fee.
- If you opt in to Standard Overdraft Coverage for ATM and everyday debit card transactions, we may authorize and pay your ATM and nonrecurring debit card transactions into overdraft. Our paid overdraft Item fee is $36 and is subject to change.
- Regions Overdraft Grace gives you extra time to make a deposit or transfer funds to your account to help you avoid overdraft fees.
With this account, you can get:
- The option to open a Regions LifeGreen^® Savings account with no monthly fee and an opportunity to earn an annual savings bonus
- 50% discount on one Safe Deposit Box with an additional 10% discount for auto debit^[8]
- Relationship rates for customers who have a Regions checking account and meet other requirements^[9]
- Discount on installment loan with payments auto debited from a Regions account
- Earn cash back when you activate Regions Offers® from popular retailers in Regions Online and Mobile Banking
Other features include:
- Regions Visa^® debit card^[10]
- Free access to Online Banking^[11]
- Free standard delivery Bill Pay through Online Banking^[11]
- Free access to Mobile Banking^[11]
- Online Statement option
- Unlimited check writing
- Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward.^[12]
Here is a checklist of items you will likely need to open an account:
- $50 minimum opening deposit
- Social security number or tax identification number
- Birth date
- Personal identification such as driver’s license, passport, state or government-issued ID, etc.
- Secondary form of ID (such as a social security card, birth certificate, Insurance card, etc.)
- Open online now or connect with a Regions associate at a nearby branch or by calling 1-800-734-4667.

Manage your money with these smart solutions

Get paid up to two days earlier with Early Pay

Set up direct deposit and get your paycheck or regular government payments up to two days early with Early Pay.^[13]

Get extra time with Overdraft Grace

With Overdraft Grace, get extra time to make a deposit or transfer funds into your account to avoid overdraft fees.

Send, request and receive money using Zelle®

Quickly and easily send money to people you know with Zelle.^[14]

Control your cards

Set up LockIt® card controls to customize how your debit card, credit card and prepaid Now Card® can be used.^[15]

Explore our other checking accounts

If you aren’t sure the 62+ LifeGreen Checking account is right for you, compare it to our other checking accounts to find the best one for your needs.

Compare checking accounts

Enjoy the convenience and security of a Visa debit card

With 62+ LifeGreen Checking, you have access to a Regions Visa® ^[10]debit card so you can make purchases, withdraw funds and manage your money. Use your Regions debit card to:

Pay your way with Tap to Pay, Click to Pay or mobile payment options such as Google Pay™ and Apple Pay®
Customize how your card is used with LockIt card controls^[15]
Grow your savings with Spend & Save
Earn cash back with Regions Offers®

Let your money work for you with a LifeGreen® Savings account

The LifeGreen® Savings account has no monthly fee, no minimum balance requirement and you have the opportunity to earn an annual savings bonus up to $100 if you set up monthly automated savings transfers from your Regions checking account.

LifeGreen Savings details

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Looking for more information?

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Checking FAQs

If you have a 62+ LifeGreen Checking account and do not meet the age requirement, your account will be converted to the standard LifeGreen Checking account and must meet the normal criteria to avoid the monthly fee.
For the monthly fee waiver, we count all ACH direct deposits that post to your account during the account statement period, excluding the last day of the period. ACH direct deposits that post on the last day of the statement period are counted in the following statement period.
To qualify for the monthly fee with Online Statements for LifeGreen Checking or 62+ LifeGreen Checking, or to avoid the monthly Paper Statement Fee for the LifeGreen eAccess Account or LifeGreen Checking for Students, as applicable, you must be a Regions Online Banking customer who receives only Online Statements for the account. To get started with Online Statements, simply enroll in Regions Online Banking or the Regions mobile app. You must have a valid Social Security Number or Taxpayer Identification Number in order to enroll in Regions Online Banking. If you are an existing Online Banking customer, log in and select the Online Statements link in the top navigation under Accounts; or log in to the Regions mobile app, select the eligible Regions account, and tap the Statements tab. Changes in applicable fees will become effective beginning with the end date of the statement period in which Online Statements are activated or cancelled, as the case may be.
We can provide these alerts only if you have provided your compatible mobile phone number and/or email address to us; we can provide alerts by text only if you have not opted out of communication via these methods. We provide alerts as a courtesy, and have no liability for any failure or delay to provide an alert to you. We may modify or discontinue these alerts at any time and without notice to you. Your mobile carrier's messaging and data fees may apply.
For the average monthly balance of the LifeGreen Preferred Checking account, we divide the sum of the opening posted balances for each day in the statement period by the number of days in the statement period. For all other accounts, we divide the sum of the ending posted balances for each day in the statement period by the number of days in the statement period. Please note that your account statement only shows ending posted balances and an average balance reflected by those ending posted balances. If your account is a LifeGreen Preferred Checking account, the average balance shown on the account statement is not used for purposes of the monthly fee waiver. The ending balance for any day is the opening balance for the next day.
Standard bulk delivery is included in the price. Other shipping options are available at an additional charge.
Regions offers a one-time refund of Paid Overdraft Item fees. Refund is limited to the Paid Overdraft Item fees charged to your account with respect to one day’s processing. Contact your local branch or call 1-800-REGIONS (734-4667) for your fee refund. Paid Overdraft Item fees apply to items presented against insufficient available funds in your account, including a check, in-person withdrawal, ATM withdrawal, debit card transaction, or withdrawal by any other manual or electronic means whatsoever. Only customers who have opted in to Standard Overdraft Coverage will be charged Paid Overdraft fees for ATM and everyday debit card transactions. We will charge you no more than three (3) Paid Overdraft Item fees per day. When the available balance in your personal account is overdrawn by $5 or less after end-of-day-processing, we will not charge you a Paid Overdraft Item Fee for items that post that day. Standard Overdraft Coverage elections can be made at most Regions ATMs, at your local Regions branch, by calling us at 1-800-947-BANK (2265), or through Regions Online Banking.
Safe deposit boxes subject to availability, and discount applies to one box per account. Receive an additional 10% discount when your safe deposit box payment is auto debited from your Regions checking or savings account.
Please refer to the Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts Pricing Schedule for more details.
Visa is a registered trademark of Visa International Service Association, and is used by the issuer pursuant to license from Visa U.S.A. Inc.
Enrollment in Online Banking requires eligible Regions accounts. To enroll in Online Banking, you must have either a Social Security or Tax Identification Number or use alternative enrollment procedures available by visiting a branch. Mobile Banking, Regions Mobile Banking app, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. There is no fee to access Online Banking or Mobile Banking, but fees may apply to certain products and services offered through Online Banking and Mobile Banking. Mobile Deposit may be subject to fees. Your mobile carrier’s messaging and data fees may apply. You must be at least 18 years of age to use Regions Bill Pay or Zelle.® U.S. checking or savings account required to use Zelle.®
ATM fees charged by owners/operators of non-Regions ATMs may apply. If you provide a nonmilitary ID when opening or using your Regions account, our systems may not recognize that you qualify for the fee waiver on two transactions at non-Regions ATMs per statement period. If your account is charged a fee for a transaction at a non-Regions ATM, please visit a branch to provide your Military ID or, if there are no branches where you are deployed, call 1-855-REG-4MIL (734-4645).
Regions Early Pay is a courtesy service provided in the sole discretion of Regions Bank according to criteria established from time to time by Regions Bank. Regions Bank does not guarantee the early availability of any direct deposit or Now Card load. Terms and limitations apply. See Regions Bank deposit agreement and Regions Now Visa® Prepaid Card Terms and Conditions for details.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. If you don’t know the person you are paying or aren’t sure you’ll get what you are purchasing, we recommend you do not use Zelle® for the transaction. Once you have authorized and made a payment through Zelle,® it may not be possible to reverse the payment or recover the funds. Transactions between enrolled users typically occur in minutes and generally do not incur transaction fees.
LockIt® controls will not block all transactions on your card. They will not block transactions processed when standard authorization systems are not used. They will not block merchant-identified recurring transactions, credits to your account, ATM deposits, ATM Now Card loads, ATM payments (including transfers from your deposit accounts to your credit accounts), ATM check cashing, ATM inquiries or ATM account mini statements. If your credit card provides overdraft protection to your checking account, they will not block overdraft protection advances.